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Your RV is more than just a way to get from one place to another. With Dan Ross you can now enjoy your outdoor activities knowing that you are protected every step of the way.
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Motorcycle

Our latest innovative product offers you all the features you need and the rewards you want. But you'll also receive all the standard coverage you've come to expect like Liability (Bodily and Property), Uninsured/Underinsured Motorist, and Towing.

New Innovative Features

Dan Ross Allstate Insurance Agency offers accident forgiveness, deductible rewards, and trip interruption insurance for motorcycle
  • Accident forgiveness - Helps keep your rates from going up because of an accident.
  • Deductible Rewards - Get $100 off your deductible the day you sign up and get another $100 for every year you don't have an accident - up to $500 total.
  • New Motorcycle Replacement - If your newly purchased motorcycle gets totaled, this optional coverage can let you get a new motorcycle - see policy for details.
  • Trip Interruption Insurance - If your bike is disabled when you're at least 100 miles away from your home, this optional coverage reimburses you for your transportation costs (up to $50/day), lodging (up to $100/day) and food expenses (up to $50/day) - total reimbursement up to $750.

    • Additional Coverages

    To help protect the rider and the ride, Your CHoice Motorcycle gives you a variety of options, which you can customize to fit your needs.

    Dan Ross Allstate Insurance provides rider protection package, optional coverage for custom parts, towing and labor costs and rental reimbursements for motorcycle
  • Rider Protection Package - If you have a serious or fatal covered accident, this coceverage can provide cash benefits to you or your family - regardless of who was at fault.
  • Optional Coverage for Custom Parts - Provides up to $30,000 in coverage for the after-market parts that make your bike unique, like crash bars and custom seats.
  • Towing and Labor Costs - Typically reimburses you (up to the applicable limit) for getting your bike to the shop if it breaks down or is in an accident. This coverage is automatically included for the Harley Davidson Touring and Touring Sport bikes.
  • Rental Reimbursements - If your motorcycle is damaged or stolen, we'll help cover the costs of renting a car.
  • Motorcycle and Off-Road Vehicle Transort Trailer Damage Insurance - Typically covers damage and loss of your trailer and motorcycle resulting from collision, rollover and most natural and man-made losses such as earthquakes and vandalism.

    • Boat

    Dan Ross Allstate Insurance provides property damage, watercraft liablity for boat

    Whether you motor, sail or row, Allstate offers smart protection at an affordable price. We offer comprehensive coverage that includes:

  • Property Damage
  • Watercraft Liability
  • Medical Payments

    • Depending on where you live and the type of watercraft you own, we also can provide you with additional coverage to customize your policy such as:

  • Uninsured watercraft
  • Repair cost option
  • Emergency Services
  • Coverage for personal Effects

    • Motor home

    Dan Ross Allstate Insurance provides many different insurance options for motor home

    Your motorhome is more than just a way to get from one place to another. It's your home away from home. So you need an insurance policy that helps protect your motor home and the things in it.

    With Allstate Motor Home Insurance, you can get solid coverage and a variety of deductible options.

    Allstate offers insurance options to help cover a range of protection needs. Your Allstate agent can help you choose the coverage that works best for you and your motor home.


    Motor Home Comprehensive/ Collision Coverage

    Collision coverage typically pays for damage to your motor home that was the result of a covered accident with another vehicle. Comprehensive coverage typically covers damage to your motor home caused by something other than collision, such as damage from falling objects, fire, theft, vandalism, explosion, earthquake and more.

    This optional package is available with comprehensive/collision coverage if you bought your motor home new, and it's less than two model years old.

    Lease or Loan Gap Coverage

    In the event of a covered total loss or theft, loan or lease gap coverage pays the difference between actual cash value of your motorhome and the amount remaining on your loan or lease.

    Repair Provision

    Allstate will help pay to repair your motor home without a deduction or depreciation. Or Allstate will pay for a totally new motor home in the event of a covered total loss due to physical damage.

    You can qualify for a discount by transferring your motor home policy to Allstate. In fact, Allstate offers several motor home discounts that could save you up to 40% on your motor home premium. Ask to see if you qualify for the following:

    • Good driver discount
    • Motor home club membership discount
    • Multiple policy discounts



    Off-Road Vehicles

    Allstate Off-Road Vehicles Insurance includes protection designed for your:

    Dan Ross Allstate Insurance provides many different insurance options for off-road vehicles
    • ATV
    • Trail Bike
    • Utility Vehicle
    • Go Cart
    • Snowmobile
    • Golf cart
    • Dune buggy
    • Segway

    When you consider that your homeowners policy may not cover much (if any) of the cost if your off-road vehicle gets damaged or totaled, an off-road vehicle policy makes a lot of sense. Without it, any losses associated with your off-road vehicle may come right out of your pocket.

    Allstate offers insurance policies that are specific to your off-road vehicle and the risks you could face. Each one provides coverage to help protect you and your vehicle.

    Physical Damage Coverage

    Your off-road vehicle can be insured for just about any off-road hazard that could cause direct physical loss or damage. Examples of insured hazards include theft, fire, collision, damage-in-transit and vandalism. The policy may also cover your trailer and equipment, including helmets, covers, accessories, etc.


    Liability Coverage

    Liability coverage typically provides coverage for you or any member of your household if they are legally responsible for accidentally injuring or killing someone, or damaging another person's property. Optional higher limits for liability coverage are availble foran additional premium.

    Medical Payments Coverage

    Dan Ross Allstate Insurance provides medical payments coverage for your RVs

    If you, your passengers or members of your household are in a covered accident in your off-road vehicle, most of your medical expenses will be paid. Optional higher limits for this coverage are available for an additional premium.

    Ask about what discounts are available. You could qualify for a discount if you:

  • Transfer your current off-road vehicle policy to Allstate
  • Have two or more Allstate policies
  • Take safety course